Farm Insurance

The mountainous state of Colorado is well-known for having miles of picturesque scenery. There are vast arrays of beautiful, unique farms throughout the state being purchased regularly due to the stunning surroundings. A working farm may have visitors coming and going at different times of the day and possibly engaging in activities that could result in potential harm. Owning and operating a farm is an immense responsibility, and an investment, which is why insuring the land and the individuals living and working on the land is an imperative layer of protection for all.

Especially if you are newer to the process of owning and operating a farm or ranch, you may feel lost when it comes to insuring your property. You will need an insurance company that will walk you through the entire thing from beginning to end, help solve issues that you may have, and answer any questions you may have. Let's take a look at some of the comprehensive coverage that can be provided.

Farm/ranch liability insurance can cover the following:

• property damage
• bodily injury
• personal/advertising injury
• coverage of medical bills in the event of an injury on the farm

Amongst other areas that may be covered by additional liability coverage for farms, this coverage can include:

• certain expenses sustained by the insured party
• interest that has built up on a judgment against the insured party
• claim expenses
• additional payments

Hometown Insurance in Colorado can guide you through the process of insuring your farm. There are specific operations that may take place on your farm, and you need to know ahead of time what will be covered in the event of an accident. Allow the experts to get you the coverage that you need. Contact our office today and provide your farm or ranch with coverage that will give you peace of mind.